Everyone wants to be rich, have a life with lots of time, a life with financial freedom, a freedom to go for vacations, to have a dream home, car or bike or anything that a person can desire and the most important, peace of mind.
While reading this book you will know about every aspect of financially independent life. This includes – how does money works?, freedom from debts, safeguard for you and your family against any unwanted scenarios such as sudden illness, loss of income, sudden death, or permanent disabilities which can put you and your family in a financial crisis, a bright and secure future, early retirement, lots of time to enjoy with family, vacations, dream home, car or bike, or anything you desire and the most important, peace of mind.
There is a saying, “If you want a life like no one ever had, you have to do no one ever had.” You have to put everything of yourself into it, and then you will end up with a life you desire.
In this journey of financial Independence, you have to do some scarifies today so that you will not have to do any sacrifice in the future. Financial planning is neither a process nor a method; it is a way of living. A collection of all good money-related habits.
Some of you are students, professionals or employees, who struggle every month for money to buy your desired things, worry about monthly budgets, some are thinking to go for vacations, and many more desires on the to-do list.
Every month when a student gets his/her pocket money, an employee gets a notification for salary credit or a professional gets his pay from the client, there is always a joy in his heart & a smile on his face. But this smile vanishes till the mid of the month and a struggle & wait starts for the next month.
“It’s nearly 8 out of 10 people live paycheck to paycheck. I am guessing that you can relate as well.”
We often get confuse paycheck to paycheck is the story of a job class person, but this is the story of everyone who does not know the principles of money, “How money actually works?” “How to manage personal
finances?”
A student, an employee, a housewife, a professional, and this list goes on…everyone who fails to understand the simple principles or common sense of money which is not that common in people. A student waits for his/her next pocket money, an employee waits for the next salary, and a professional waits for the next check. Before starting my journey on this road of financial freedom, for most of my life, I wasn’t good with money.
As a student, I got my first pocket my ₹50/- for the month in class 6 th and being a bright student, every year I got a pocket money raise or should I say appraisal.
When I completed from school, ₹50/- for the month, grew up to ₹500/- per month. I started taking some tuition classes of junior students in the college which allowed me to make some extras. In 2016, I graduated from college and soon got a job as a “Design Engineer” in a reputed organization with professional work culture.
But as I stated earlier, I wasn’t good with money. I made it and spend it. The money came in and goes out. Whenever my salary gets credited, I partied with my friends, went to movies, and many more activities. By the mid of the month, my struggle got started that went till the end. I was living a paycheck to paycheck life.
But one day all this changed, I realized where I am heading, there is no destination.
I was trapped in a race. My daily routine, my month, my life – everything was repeating itself. The same 9:00-6:00 job, Asphalt Game on my phone, party on Saturday night, a movie on Sunday, nothing was changing because….
“I was trapped in a rat race.”
Read Now
Dear Students, It's important to learn and earn experience
Nice Book
ReplyDelete